First Niagara Bank is a Federal Deposit Insurance Corporation-insured regional banking corporation headquartered in the Larkin Terminal Warehouse in Buffalo, New York. It is the 39th largest bank in the United States with assets of over $32B as of December 31, 2011. First Niagara Financial Group, Inc. is a bank holding company. The Banks provide an array of deposit products and loans, as well as insurance, leasing, investment advisory services, insurance agency services, and trust services.