Mr. Kirk W. Walters has been the Chief Financial Officer and Senior Executive Vice President of People's United Financial Inc. since March 16, 2011. He has been Senior Executive Vice President of People's United Bank since April 2014. Mr. Walters served as Chief Financial Officer of People's United Bank. He served as Senior Executive Vice President of Santander Holdings USA, Inc. from September 2008 to April 30, 2009. Mr. Walters served as Chief Administration Officer of Sovereign BanCorp. Inc. from January 3, 2008 to April 30, 2009 and Chief Financial Officer from March 3, 2008 to April 30, 2009. He served as the Interim President and Interim Chief Executive Officer of Santander Holdings USA, Inc. (alternate name: Sovereign BanCorp. Inc.) from September 30, 2008 to January 3, 2009. He joined Sovereign in February 2008. He served as an Executive Vice President of Sovereign BanCorp. Inc. from March 3, 2008 to September 2008. He served as Chief Executive Officer, Chief Financial Officer and Interim President of Sovereign Bank (Wyomissing, PA). Mr. Walters was responsible for bank's operations including 750 Community Banking Offices, 2,300 ATMs and 12,000 team members from New Hampshire to Maryland. He was also responsible for Sovereign's finance, accounting and human resource functions and also for its investor relations and corporate affairs efforts. He served as an Executive Vice President, Chief Financial Officer and Treasurer of Chittenden Corp., and its subsidiary Chittenden Trust Company ("CTC") since 1996. He served as Principal Accounting Officer of Chittenden Corp. since 1996. Mr. Walters served as Chairman, President, Chief Operating Officer and Chief Financial Officer of Northeast Federal Corp. from 1989 to 1995 and also served as its Chief Executive Officer since January 1, 1994. He served as President, Chief Operating Officer and Chief Financial Officer, Northeast Savings F.A., a subsidiary of Northeast Federal Corp. He served as Chief Executive Officer of Northeast Federal Corp. since January 1, 1994. He served as Senior Vice President and Controller of CalFed Inc. and California Federal Bank from 1984 to 1989. Mr. Walters co-founded PBDInet. He served with Coopers & Lybrand as an Audit Supervisor. He also served at finance group of Atlantic Richfield Corp. (ARCO) from 1981 to 1984. He began his career as an Accountant at Coopers & Lybrand in Los Angeles. He has been a Director of People's United Bank since March 16, 2011, Sovereign BanCorp. Inc. since January 30, 2009 and People's United Financial Inc. since March 16, 2011. He serves as Director of Improve Care Now. He served as Director of Santander Holdings USA, Inc. since January 30, 2009. He served as a Director of Northeast Federal Corp. since 1990 and also served for its subsidiary Northeast Savings. Mr. Walters is a volunteer pilot for Angel Flight. He received a BS in Accounting from the University of Southern California in 1978.