
	Mr. Karl F. Krebs has been the Chief Financial Officer, Executive Vice President and Treasurer of Chemung Canal Trust Company since October 17, 2013. Mr. Krebs has been the Chief Financial Officer and Treasurer of Chemung Financial Corporation since October 2013. Mr. Krebs has more than 30 years of banking experience, began his career in 1982 and most recently, served as the Chief Financial Officer, Principal Accounting Officer and Executive Vice President of Financial Institutions Inc. and its subsidiary Five Star Bank since October 1, 2009 until April 2013. Mr. Krebs returned to Financial Institutions after serving as a Senior Financial Specialist at West Valley Environmental Services, LLC during 2009 and President of Robar General Funding Corp. from 2006 to 2008. During his banking career he has held management positions at: Goldome Bank, Key Corp, National City and HSBC before joining Financial Institutions/Five Star. Mr. Krebs was previously employed by Financial Institutions as a Senior Financial Officer from 2004 to 2006. He served as Executive Vice President and Chief Financial and Operations Officer at the Financial Institutions&#39;s largest subsidiary prior to consolidation in 2005 and Senior Vice President and Line-of-Business Finance Director subsequent to consolidation. He is a Board Member of the Buffalo Museum of Science and a past member of the Board of Trustees of the New York State Bankers Retirement System. He earned a BS in Accounting from Canisius College and an MBA, with a concentration in Finance and Accounting, from the State University of New York at Buffalo.
