Mr. Richard G. Spiro, also known as Ricky, has been an Executive Vice President of The Chubb Corporation since October 1, 2008 and its Chief Financial Officer since November 10, 2008. Mr. Spiro joined Chubb from Citigroup Global Markets Inc., where he was a Managing Director in its financial institutions investment banking group. He held a variety of positions in Citigroup's financial institutions group, including Head of North America, Global Head of Insurance Investment Banking and Co-Head of the Insurance, Asset Management, Exchanges and Processors Group. He worked at Citigroup from 1999 to 2008. Mr. Spiro Specialized in advising insurance companies for more than 20 years and has been involved in numerous initial public offerings; equity, debt & hybrid financings and mergers & acquisitions. He started his investment banking career at The First Boston Corporation in 1986 and joined Citigroup in 1999. Mr. Spiro also served at Credit Suisse First Boston from 1986 to 1998, where he served as Managing Director and Chief Operating Officer for the global insurance group in the Financial Institutions Group. From 1998 to 1999, he served as Managing Director and head of U.S. insurance investment banking for the Financial Services Group at Lehman Brothers. He has been a Director of Harbor Point Limited since December 2008. Mr. Spiro holds an A.B. in Economics from Princeton University.