
	Marlin Business Services Corp. is a nationwide provider of equipment leasing solutions primarily to small businesses. Marlin Leasing Corporation, our primary operating subsidiary, was founded in June 1997 by a group of seasoned professionals experienced in providing financing solutions to small businesses.

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	Our telephonic sales model allows us to efficiently originate and process a large volume of &quot;&quot;small-ticket &quot;&quot; transactions while managing credit risk. Small-ticket leasing transactions generally do not exceed $250,000 and our average transaction is less than $10,000.

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	We generally access our customers through a network of independent equipment dealers and provide quick and quality service to both our dealer network and lease customers. Marlin Business Services Corp. successfully completed its Initial Public Offering of 5.06 million shares of common stock and began trading on the NASDAQ National Market on November 12, 2003.
