
	The Home Savings and Loan Company, a subsidiary of United Community Financial Corp., is a full-service community bank headquartered in Youngstown, Ohio.&nbsp;

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	Founded on January 15, 1889 by James M. McKay, Home Savings has always maintained a commitment to developing long-standing relationships with local residents and businesses by providing its customers a full range of retail and commercial banking products and service that exceed expectations.&nbsp;

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	One of Home Savings&rsquo; greatest strengths continues to be its level of community involvement, evidenced by its strong presence in a variety of service organizations, charitable causes and public efforts. Home Savings employees are encouraged to become active members of civic groups, economic development programs, educational projects and urban revitalization efforts.&nbsp;

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	In 1998, the Home Savings Charitable Foundation was formed to further enhance positive impacts within the community. The Foundation focuses contributions in the areas of education, health care and disadvantaged children and adults, and since its inception, has contributed millions of dollars to non-profit organizations throughout Home Savings&rsquo; market areas.&nbsp;

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	Home Savings currently operates 33 full-service banking offices and nine loan production offices throughout Ohio and western Pennsylvania, with assets of $1.8 billion and approximately 500 employees.
