
	Howard Willard serves as Executive Vice President and Chief Financial Officer of Altria Group. In this role, Howard is responsible for the Accounting, Tax, Treasury, Audit, Investor Relations and Finance Decision Support and Budgeting organizations. He also oversees the financial services business of Philip Morris Capital Corporation and the Strategy and Business Development organization.

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	Howard joined the Altria family of companies in 1992. In his former role as Executive Vice President, Strategy and Business Development, Howard oversaw the successful acquisition and integration of UST (including its U.S. Smokeless Tobacco Company and Ste. Michelle Wine Estates subsidiaries) and John Middleton. Additionally, Howard has held leadership positions related to Finance, Sales, Information Services, Compliance and Corporate Responsibility.

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	Before joining the Altria family of companies, Howard worked at Bain &amp; Company and Salomon Brothers Inc. Howard has a B.A. from Colgate University and an M.B.A. from the University of Chicago.

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	He currently serves on the board of SABMiller plc, one of the world&#39;s largest brewers with brewing interests and distribution agreements across six continents, as well as the Executive Advisory Council for the Robins School of Business at the University of Richmond.
