Mr. Mark Loughridge has been the Chief Financial Officer of Finance and Enterprise Transformation and Senior Vice President of International Business Machines Corp., since July 2010. Mr. Loughridge has been Chief Financial Officer and Senior Vice President of IBM Global Services (U.S.) since May 2004. He has been Chief Financial Officer and Senior Vice President of IBM Canada Limited since May 2004. Mr. Loughridge serves as the President at IBM Credit LLC (also known as IBM Credit Corporation). He serves as a Member of Corporate Operations Team and Performance Team at IBM. He served as the Chief Financial Officer of International Business Machines Corp. He served as Senior Vice President and Group Executive of Global Financing at IBM Corporation holding company at BM Credit LLC. He served as a General Manager, Global Financing at International Business Machines Corp. (IBM) from 2002 to 2004. He served as General Manager of IBM Global Financing from 2002 to 2004. At International Business Machines Corporation, he served in several executive-level finance positions including Vice President and Controller from 1998 to 2002; Vice President of Finance and Planning at IBM Global Services; Vice President for global finance and business operations for Sales and Distribution; Vice President of finance and planning for the IBM Personal Systems Group; and completed several Executive assignments in the AS/400 Division. He joined IBM in 1977 as a Development Engineer. He has held various management positions in finance, strategic planning and engineering including manager of financial services for IBM\'s Lab in Hursley, England. Mr. Loughridge serves as a Director of IBM Credit LLC. He serves as a Director of The Vanguard Group, Inc. He has been a Trustee of various funds at Vanguard fund complex since March 22, 2012. He serves as a Member of Worldwide Management Council at IBM. Mr. Loughridge holds MBA in Finance and Operations from the University of Chicago, and a Bachelor\'s Degree in Mechanical Engineering from Stanford University. He also completed studies at Ecole Nationale Superieure de Mecanique in Nantes, France.