Dear John,<br />I am pleased to invite you to join the MetLife leadership team at an executive officer level, and am looking forward to your contributions toward our Company’s success.<br />In your new role, you will report to me and have an initial annual base salary rate of $600,000 payable semi-monthly (on the 15th and last work day of the month). Your appointment as Executive Vice President and Chief Financial Officer of MetLife, Inc., MetLife Group, Inc. and Metropolitan Life Insurance Company, and the terms of your employment as described in this letter, are subject to the approval of MetLife’s Compensation Committee and Board of Directors. You will be an employee of MetLife Group, Inc.<br />Your first day of employment will be September 4, 2012. If you are unable to begin employment on or close to this date, this offer may be withdrawn.