
	Teachers Insurance and Annuity Association&nbsp;&ndash; College Retirement Equities Fund (TIAA&ndash;CREF) is a Fortune 100 financial services organization that is the leading retirement provider for people who work in the academic, research, medical and cultural fields. TIAA&ndash;CREF serves 3.7 million active and retired employees participating at more than 15,000 institutions and has $487 billion in combined assets under management (as of March 31, 2012).

	Much of TIAA&ndash;CREF operates on a nonprofit basis, with surplus returned to participants. TIAA&ndash;CREF is headquartered in New York City in the United States and has major offices in Denver, Colorado; Charlotte, North Carolina; and Dallas, Texas; as well as seventy local offices throughout the U.S. In 2013, TIAA&ndash;CREF ranked 97th on Fortune&#39;s list of the 500 largest corporations in America.
